Are You Guilty Of Financial Infidelity With Your Partner? Have A Look.

by Ramalingam.K December 30, 2011

Stories of financial infidelity: Mahesh, a successful upcoming software engineer’s life was in a real mess; it is good he realized it at least now. He had come to meet me for financial advice and plan. He started doing online trade after learning that his colleagues were making a lot of money. But he had [...]

  • Share/Bookmark
Read the full article →

A Layman’s Guide To Reverse Mortgage

by Ramalingam.K December 29, 2011

What is reverse mortgage? Increased life expectancy has lead to the increase in the costs of living and medical expenses. This makes it difficult for many senior citizens that lack a regular income to live a life of dignity. Reverse mortgage is the solution introduced by the Union Government of India in 2007 helps senior [...]

  • Share/Bookmark
Read the full article →

Do You Do Your Regular Financial Check-ups?

by Ramalingam.K December 27, 2011

Just start the financial check-up: Noel Whittaker said, “Life is full of uncertainties. Future investment earnings and interest and inflation rates are not known to anybody. However, I can guarantee you one thing.. those who put an investment program in place will have a lot more money when they come to retire than those who [...]

  • Share/Bookmark
Read the full article →

A Step by step guide to choose a right mutual fund scheme

by Ramalingam.K December 24, 2011

“Models work when they are appropriate for the particular circumstance, but some of the best investment judgments over time have come when people recognized that models derived in other periods were broken or not directly relevant.” Abby Joseph Cohen Investing in mutual funds seems interesting, with number of websites, TV and other finance and wealth [...]

  • Share/Bookmark
Read the full article →

6 Financial Planning Misconceptions Demistified

by Ramalingam.K December 23, 2011

Let’s start the useful exercise: Finance may mean different things for different people. Some assume that they need no financial planning as they have very little finances. Still others believe that once they have invested their savings for future their task is over. In addition some pre-conceived notions that company we work for, pays our [...]

  • Share/Bookmark
Read the full article →

A Complete and Comprehensive Checklist

by Ramalingam.K December 22, 2011

Buying insurance for protection and wealth creation has always been a very complicated task involving careful analyzes. The analysis involves the amount of coverage, reason for coverage and the term/time that the cover is required. Term policies taken for a specified period of time like 5, 10, 15, 20, or even 30 years helps to [...]

  • Share/Bookmark
Read the full article →

Powerful Financial Lessons

by Ramalingam.K December 21, 2011

Happy Diwali; let us discuss fireworks, Diwali and great financial planning. As we start our festivities of Diwali 2011, my mind went to the powerful lessons that Diwali taught us all. These thoughts gathered momentum when I started thinking about the similarities of Diwali and financial planning. It made me realize that financial planning lessons [...]

  • Share/Bookmark
Read the full article →

Parenting To Raise Financially Smart Children

by Ramalingam.K December 20, 2011

“Someone’s sitting in the shade today because someone planted a tree a long time ago.” Warren Buffet This quotation, it made me think that this is what children that were taught to be financially smart turned out as adults. This next made me feel that it was just not important to send children to school [...]

  • Share/Bookmark
Read the full article →

Why investors are not making returns in the stock market?

by Ramalingam.K December 19, 2011

In the last 10 years, sensex gas grown at 17.79% CAGR. That means, if someone could have invested Rs. 1 lac 10 years back, it could have grown to 5.14 lacs. In the last 10 years one third of diversified equity mutual funds have delivered a CAGR of more than 25%. That means if someone [...]

  • Share/Bookmark
Read the full article →

Factors To Consider Before Investing In IPO’s

by Ramalingam.K December 17, 2011

IPO’s or initial public offering is best understood as the first public offering of shares by a private limited company before listing in a stock market. Looking down IPO’s history of success and failure stories, you would be smart to first fully understand the various aspects behind such offerings and makes the right choice to [...]

  • Share/Bookmark
Read the full article →
Page 2 of 2412345...Last »